Workshop Objectives

Research has consistently demonstrated that when clear goals are associated with learning, it occurs more easily and rapidly. With that in mind, let’s review our goals for today. At the end of this workshop, you should be able to:

  • Discover how to establish financial goals

  • Evaluate where financial cuts can be made

  • Learn the basics about expenses

  • Determine what tools you need to stick with your budget.

Course curriculum

  • 1

    Module One: Getting Started

    • Getting Started
    • Workshop Objectives
  • 2

    Module Two: The Benefits of Budgeting

    • The Benefits of Budgeting
    • Getting Rid of Debt
    • Generating Savings
    • Reducing Stress and Anxiety
    • Lessening Family Conflicts
    • Case Study
    • Module Two: Review Questions
  • 3

    Module Three: What to Consider Before Creating a Budget

    • What to Consider Before Creating a Budget
    • Understand Your Income
    • Determine a Budget Duration
    • Determine Expenses
    • Track What's Being Spent
    • Case Study
    • Module Three: Review Questions
  • 4

    Module Four: Types of Fixed Personal Expenses

    • Types of Fixed Personal Expenses
    • Utility Bills
    • Housing Bills
    • Transportation
    • Debt Payments
    • Case Study
    • Module Four: Review Questions
  • 5

    Module Five: Types of Fluctuating Personal Expenses

    • Types of Fluctuating Personal Expenses
    • Personal Care
    • Non-Fixed Transportation Costs
    • Entertainment
    • Eating Out
    • Case Study
    • Module Five: Review Questions
  • 6

    Module Six: Establish Your Goals

    • Establish Your Goals
    • Short Term vs Long Term
    • Be Realistic
    • Actually Get Rid of Debt
    • Save for the Future
    • Case Study
    • Module Six: Review Questions
  • 7

    Module Seven: Determine Where Cuts Can Be Made

    • Determine Where Cuts Can Be Made
    • Cut Bad Habits
    • Decrease Transportation Costs
    • Reduce Utility Bills
    • Decrease Entertainment Expenses
    • Case Study
    • Module Seven: Review Questions
  • 8

    Module Eight: Tools

    • Tools
    • Software
    • Phone Applications
    • The Envelope System
    • Expenditure Notebook
    • Case Study
    • Module Eight: Review Questions
  • 9

    Module Nine: Stick With Your Budget

    • Stick With Your Budget
    • Use Cash for Weekly Allowance
    • Accountability to Family or Friends
    • Set Up a Different Account for Savings
    • Remind Self of Benefit to Sticking with Budget
    • Case Study
    • Module Nine: Review Questions
  • 10

    Module Ten: Additional Ways to Make Money

    • Additional Ways to Make Money
    • Make and Sell Items
    • Sell Unused Items
    • Small Part-Time Job
    • Recycle for Money
    • Case Study
    • Module Ten: Review Questions
  • 11

    Module Eleven: Paying Off Debt

    • Paying Off Debt
    • Get Three Credit Reports
    • Start with Small Stuff and Work Your Way Up
    • Credit Card Hacks
    • Investigate Student Loan Repayment or Consolidation Options
    • Case Study
    • Module Eleven: Review Questions
  • 12

    Module Twelve: Wrapping Up

    • Wrapping Up
    • Words from the Wise

Investment

Investing in yourself is one of the best return on investments you can have.